Saturday, 15 February 2014

Team Leader Job in Dubai


Job Title:         Team Leader, Comm./SME/Corp. Recovery
Job Ref:           CBD1803
Location:         Dubai
Employer:        Abu Dhabi Commercial Bank
Job Type:         Permanent

Department:

  • Manage classified credit facilities by developing suitable strategies to achieve recovery targets while ensuring the Bank’s interests are protected as well as perform the pivotal role of leading staff to deal with customers in severe financial difficulty & restoring customer relationship whilst maximizing recovery of bank dues in all classified accounts.
Job Duties
  •  Responsible for managing a delegated portfolio (Al Dana and Commercial Segments) for non-performing assets, mitigating and reducing loss situations.
  • ·         Establish effective working relationship with non-performing defaulting borrowers to determine solutions which will protect the Bank’s interest and increase the security in favour for the bank
  •  Identify areas of improvement and maximize system utilization to reduce manual dependence.
  •  Monitor the follow-up of all approved agreements for settlements of debt and their adherence by borrowers to avoid further losses. 
  •  Submit settlement proposals with recommendations and comments to enhance recovery process.
    • Negotiate with borrowers for an amicable settlement of their outstanding liabilities prior to initiating legal action. 
     If legal action is the only alternative, then make recommendation to /Credit Committee accordingly and immediately pursue this alternative in conjunction with Legal Department.
    ·         Submit reports on the status of non-performing loans to Head of Special Accounts to provide an update on the latest developments on each account and to discuss the next course of action on stale accounts.
  • ·         Ensure compliance with the auditors’ requirements, internal and external reporting obligations in- line with the bank’s policy and guidelines.
  • ·         Manage day-to-day operational & recovery to enable the fulfillment of departmental and team objectives whilst fostering a customer-oriented environment and risk to the bank is minimized.
  • ·         Continuously strive to improve process and empowering all team members to complete their role in a competent manner by providing appropriate coaching and feedback
Job Requirements:
·         Minimum 5 – 10 years banking experience of which at least 3 years in Credit Review or recovery unit in a leadership/supervisory role with a reputable financial institution.
  • University Degree.
  • Post Graduate qualifications/Masters is preferred
  • Proficiency in Microsoft Office
  • you will be required to attach the following: 1. Resume / CV
  • 2Passport-size photograph
 Deadline date:  03-04-2014

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